Loan Programs

Direct Federal Stafford Subsidized Loans

All US citizens or eligible non-citizens with financial need enrolled at least half-time in a degree program are eligible to apply. Loans range in amount from $100-$5,500. To apply, you must file FAFSA and a Direct Federal Stafford Loan Master Promissory Note.

Direct Federal Stafford Unsubsidized Loans

All US citizens or eligible non-citizens enrolled at least half-time in a degree program are eligible to apply. Loans range in amount from $100-$12,500. To apply, you must file FAFSA and a Direct Federal Stafford Loan Master Promissory Note.

Federal Perkins Loans

All US citizens or eligible non-citizens with financial need enrolled full-time in a degree program are eligible to apply. Loans range in amount from $200-$2,500. To apply, you must file FAFSA and sign a Perkins Promissory Note.

Federal Nursing Loans

All US citizens or eligible non-citizens with financial need enrolled full-time in a nursing degree program are eligible to apply. Loans range in amount from $200-$2,000. To apply, you must file FAFSA and sign a Nursing Loan Promissory Note.

Direct Federal Parent Loans for Undergraduate Students (PLUS)

Parents of dependent students who are US citizens or eligible non-citizens enrolled at least half-time in a degree program are eligible to apply. To apply, you must file FAFSA and a Direct Federal PLUS Loan Master Primissory Note.

Private Education Loans

In planning higher education, it’s vital that you have a clear understanding of the financing options. Many private lending institutions offer educational loans, which are available for qualifying students after you have first exhausted your federal loan eligibility. Each lender has their own terms, which will include repayment options, borrowing criteria, fees, and interest rates. These loans can be used to help you pay for the balance of your Holy Family University expenses not covered by financial aid. Note that even if you are ineligible for financial aid, possibly because you’re not pursuing a degree, not achieving satisfactory academic progress, have past-due balances, or are enrolled less than half time, you may still be eligible for certain loans.

Approval for loans is almost always based on your credit, and each lender has the right to deny a loan. Most undergraduate students will need a co-signer. You may also wish to consider a co-signer to obtain a lower interest rate. Please note that loans are generally accompanied by fees, and that the amount disbursed by the lender may be reduced by those fees.

To view a comprehensive listing and comparison chart of most Private Educational Loans, please click here. To apply for the loan, click on the web address listed under the loan name on the chart, which will take you to the lender's web site.